Tailored cover for restaurants, takeaways, cafés, fish & chip shops and hotels. Compare from the UK's leading insurers in minutes.
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Whatever you serve, we have the right policy. Pick your business type to learn more.
Full cover for dine-in restaurants
Specialist delivery & collection cover
Fryer cover & public liability
Flexible cover for cafés & snack bars
Combined hospitality property cover
Tailored policies built around the real challenges of running a food business in the UK.
Specialists in food & hospitality insurance with 15+ years in the UK market.
Policies built around your exact business — not a one-size-fits-all approach.
We work with leading UK providers including Allianz, Covea, and MS Amlin.
Our clients stay with us year after year — because of service they can rely on.
No jargon, no fuss. Get a tailored quote fast.
Answer a few questions about your food business — type, size, and cover needed.
Our team searches our insurer panel and presents tailored options in minutes.
Choose your policy and receive your documents the same day. Simple as that.
We offer tailored insurance cover built for the unique challenges of the hospitality industry. Trusted by thousands of restaurant owners across the UK.
When the unexpected happens, our UK-based team is here to support you — especially when it matters most.
Specialist insurance for food businesses — from restaurants and takeaways to mobile caterers. Cover includes public liability, employers' liability, and equipment protection.
Answer a few questions and compare quotes from top UK insurers — all in minutes. Choose the right cover for your business, whether you run a café, food truck, or full-service restaurant.
Every food business is different, so your insurance should be too. We're here to make getting covered simple and stress-free, so you can focus on growing your business.
Trusted by thousands of food business owners across the UK.
A standard policy typically includes public liability, employers' liability, buildings and contents insurance, business interruption cover, and equipment breakdown. Cover is tailored to your specific business type and requirements.
In most cases, you can get a quote and be covered the same day. Once you choose a policy, your documents are issued immediately by email.
Yes — if you employ any staff (including part-time or temporary workers), employers' liability insurance is a legal requirement in the UK.
Absolutely. We regularly arrange cover for multi-site businesses, often with significant savings compared to insuring each site separately.
Yes. My Restaurant Insurance is a trading name of Captios Limited, authorised and regulated by the Financial Conduct Authority (register no: 717691).
Join 5,000+ food businesses who trust My Restaurant Insurance. Free quote in under 2 minutes.
Protect your restaurant from fire, theft, liability, and more. Tailored policies from the UK's leading insurers.
Our restaurant insurance covers the essentials and the extras — so you can focus on great food, not worry about what might go wrong.
Cover if a customer is injured or their property is damaged on your premises.
Legally required if you have staff. Covers claims from injured employees.
Protects your premises, equipment, fixtures and fittings against damage.
Covers lost income if you're forced to close due to an insured event.
Repair or replacement of commercial kitchen equipment if it fails.
Cover for costs associated with a food poisoning incident.
A single liability claim or kitchen fire could cost tens of thousands of pounds. With the right insurance, your business is protected and you can focus on what you do best.
We'll be in touch within 2 hours
Prices tailored to your specific requirements. Get a personalised quote today.
Whether you deliver or collect only, we have the right cover for your takeaway business.
Tailored to the unique risks of takeaway and delivery businesses.
Up to £5m liability cover for customer and third-party claims.
Cover for vehicles used in food delivery operations.
Protection for your premises and contents against fire and theft.
Income protection if an insured event forces you to close.
Covers costs if a food hygiene incident affects your business.
Required if you have delivery riders or kitchen staff.
Tailored cover for deep-fat frying risks, including specialist fryer cover and fire protection.
Specialist cover for deep-fat fryers — one of the biggest risks in a fish & chip shop.
Up to £5m cover if a customer suffers an injury or property damage.
Protects your premises, equipment, and stock against damage and loss.
Covers loss or damage to fish, chips, and other perishable stock.
Keeps your income protected if you're forced to temporarily close.
Legal requirement if you have any staff — includes kitchen and serving teams.
Flexible, affordable cover for cafés, sandwich shops, coffee shops, and snack bars across the UK.
Coffee machines, fridges, and kitchen equipment covered against breakdown and damage.
Protection if a customer slips, trips, or is injured at your café.
Income protection if you're forced to close temporarily after an insured event.
Cover for theft of stock, cash, and equipment, plus vandal damage.
Covers loss of fresh food stock due to fridge/freezer breakdown or power failure.
Required by law if you employ baristas, servers, or kitchen staff.
Combined hospitality cover for hotels, B&Bs, guest houses, and inns across the UK.
Full rebuild cover for your property against fire, flood, and storm damage.
Protection against claims from guests, visitors, and third parties.
Cover for furniture, fittings, kitchen equipment, and guest property.
Income replacement if your hotel is forced to close after an insured event.
Comprehensive cover for your entire team — front and back of house.
Financial protection if your premises licence is revoked or suspended.
A team of passionate insurance professionals dedicated to the UK food and hospitality sector. Part of Captios Limited — FCA authorised and regulated.
My Restaurant Insurance was born from a simple frustration: restaurant owners were being sold generic commercial insurance that didn't understand the unique risks of the hospitality industry.
We set out to change that — by building relationships with specialist insurers who genuinely understand the food sector, we arrange cover that's suited to your business.
Today we protect thousands of food businesses across the UK, from small family-run chippies to multi-site restaurant chains.
Captios Limited is founded with a focus on specialist commercial insurance for the hospitality sector.
The dedicated brand is launched to serve the UK's growing food industry.
Captios Limited receives full FCA authorisation (register no: 717691).
We reach a major milestone — protecting over 5,000 food businesses across the UK.
Expanding our insurer panel and improving service for UK food business owners.
My Restaurant Insurance is a trading name of Captios Limited, registered in England and Wales under company number 09620500. Registered Office: 29 Ivatt Way, Peterborough, Cambridgeshire, PE3 7PH. Authorised and regulated by the Financial Conduct Authority.
Verify on FCA Register ↗We're here to help when things go wrong. Our claims process is straightforward and our team will guide you every step of the way.
Call 0161 989 2787 or email [email protected] as soon as an incident occurs. Prompt notification is important.
We'll ask for information about what happened, when, and any evidence such as photos, invoices, or police reports.
Our team handles communication with your insurer, advocating for a swift and fair settlement.
Once agreed, your claim is settled directly by the insurer. We'll keep you updated throughout.
For urgent claims outside office hours, call our emergency line — available 24/7.
0161 989 2787We'll contact you within 2 hours during business hours
Our UK-based team is ready to help with quotes, policy questions, or claims.
We respond within one business day.
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Our team will review your requirements and be in touch within 2 hours (Mon–Fri, 9am–5:30pm).
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